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What should you do when pundits predict a crash?
By ROBIN POWELL I keep seeing warnings that stocks are about to crash. Morgan Stanley’s Mike Wilson recently likened investors buying into the Q1 rally to climbers scaling Mount Everest without considering the risks. Two people who famously called the sub-prime mortgage crisis — the Lehman Brothers trader-turned-author Larry McDonald and Michael...
A new video series for first-time investors
Welcome to a new series of videos for first-time investors from The Evidence-Based Investor — Getting Started with Jonathan Hollow. As the name implies, the series aims to help you take that first step on your investment journey. As with many...
Tactical allocation funds have been stinkers — Morningstar
Tactical allocation sounds great. Who wouldn’t want an expert fund manager, or team of managers, moving their money between different asset classes, depending on which asset classes appear to present the best opportunities at any one time? It’s no wonder tactical...
Is choice a blessing or a curse for active fund returns?
When we read about the “benefits” of active fund management, it usually boils down to choice. In other words, while passive fund mangers have no option but to track the index, active managers can choose at any time whatever they want...
Three ways gratitude can improve your financial wellbeing
Research has shown that practising gratitude has real mental health benefits, and those can extend to our financial wellbeing as well. When it comes to personal finance, many people focus on the practical aspects like budgeting, saving, and investing. However,...
The 4% Rule: How reliable is it?
There are no shortcuts to anyplace worth going. — Beverly Sills In our hectic lives, everyone likes a quick answer. How about this one: When you can live off 4% of your portfolio annually you are financially independent. Short and...
Lack of persistence suggests performance owes much to luck
If you’ve ever read a prospectus (or, for that matter, an S&P DJI research report), you know that “past performance is no guarantee of future results”. At one level, if you understand that, you understand the most important thing about S&P...
