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The Leeds Reforms: Why financial deregulation feels like déjà vu all over again

Chancellor Rachel Reeves' Leeds Reforms promise growth through financial deregulation, but they risk repeating pre-2008 mistakes. Pension funds face pressure to invest in expensive private equity, consumer protections are being quietly eroded, and banking safeguards dismantled. It's regulatory amnesia in action - and ordinary savers will pay the price.

TEBI

A tortoise wearing a gold medal on a ribbon, symbolising slow and steady success. The image highlights how passive investing, often dismissed as boring, can actually deliver stronger long-term results than active strategies.

Does the name passive investing hold better investing back?

“Passive investing” may sound like settling for average, but the evidence shows the opposite. By avoiding hype and sticking to a disciplined process, index investors tend to outperform. Yet the label itself puts people off. Charley Ellis and behavioural research reveal how one word is shaping outcomes — and why it’s time to reframe the debate.

Robin Powell

6 days ago7 min read

The hidden costs of passive investing: how significant are they?

The hidden costs of passive investing can add hundreds of basis points annually beyond headline fees. New research reveals how index funds face invisible expenses from rebalancing friction, tracking errors, and market impact that never appear on fund fact sheets. UK investors may pay far more than the advertised 0.1% management charge.

TEBI

Jul 1411 min read