BLOG

We keep reading indexing scare stories. But there’s no evidence that investors need to worry about.

The reason why so many people receive poor financial advice is the same reason why so many of us overpay for car repairs. Simply put, we lack the basic knowledge to distinguish good advice from bad. A phrase we keep reading is the “advice gap”. And I get it. It’s a big problem I’ve written about many times. Only a tiny fraction of the UK population receives financial advice. The Retail Distribution Review, for all the good it has done, has only widened the gap further, as

UK investors are pulling out of equities at record rates. Is it time for a major push in financial education to secure our economic future?

Artificial intelligence can certainly make active managers better at their jobs. But will it be enough to stem the tide towards passive?

Good financial advice isn’t just about picking the right investments or products. In fact, it often has more to do with planning,...

The Financial Conduct Authority, the UK financial regulator, has a new secondary objective. As well as protecting consumers, the FCA is...

UK investors have warmly embraced passive investing over the last decade, new research shows. But it’s a very different picture elsewhere...

Advocates of active fund management often suggest that index investors are settling for mediocrity — in other words, average returns. But...

One of the most important rules of successful investing is to focus on the long term. Arguably, it’s also the rule that investors ignore...

The quality of the financial advice provided by passive advisers is more highly regarded by the most financially literate, a new study...

I’m struggling to focus on work today, and, for once, it’s not the dreaded writer’s block. I have a ticket in my wallet for a football...

Private equity is no longer just the domain of institutions and ultra-wealthy investors. Increasingly, retail investors are being...

Knowing the future would surely help you outperform the market, wouldn’t it? Probably not nearly as much as you might have thought. As...

We've reached a pivotal moment for UK financial regulation. The FCA should either exist to protect the consumer or be a cheerleader for...

Most people are hardwired to focus on the present. That may be useful in everyday life — but when it comes to investing, a historical...

It’s human nature to strive to decipher ambiguity and complexity. For our early ancestors, recognizing patterns and making sense of the...

I generally don't make predictions, but one thing I can say with absolute confidence is that artificial intelligence will radically...

There has been no better advertisement for global diversification in modern times than Japanese equities. 35 years ago, Japan was bidding...

An argument that’s often made is that indexing advocates like myself put too much emphasis on the cost advantage that passive investors...

When we succeed, it’s human nature to want to take the credit. Say we smash an exam, land a top job or win an award, we like to put it...