Welcome to a new series of videos for first-time investors from The Evidence-Based Investor — Getting Started with Jonathan Hollow.
As the name implies, the series aims to help you take that first step on your investment journey. As with many things in life, the first step is often the hardest, and people come up with all sorts of excuses for putting it off.
Jonathan, who is the co-author, with TEBI founder Robin Powell, of the award-winning book How to Fund the Life You Want, will answer, over the course of 12 videos, some of the most important questions that new investors need to address.
In this first video, Should I invest in shares?, he looks at why we should invest in the equity markets at all. The simple answer, for the vast majority of us, is that we have no choice — we have to invest in equities to fund our chosen to lifestyle, and to ensure we don’t run out of money in later life.
Yes, all investing involves risk, but not investing, and not investing enough, represent far bigger risks. If you don’t earn a sufficient return on your capital as it accumulates throughout your life, you could be storing up huge problems for your future self.
PLEASE NOTE: The value of investments can go down in value as well as up, so you could get back less than you invest. It is therefore important that you understand the risks. This article, as with all of our content, is for general financial education purposes only and does not constitute personal advice based on your circumstances. If you are unsure about the suitability of a particular investment or course of action, we strongly recommend that you speak to a suitable professional adviser.
FOUND THIS HELPFUL?
If you found this video helpful, you will find many more like it on the TEBI YouTube channel — for first-time investors and for the far more experienced. We’re updating our video content all the time, so why not subscribe so you don’t miss out?
ABOUT JONATHAN HOLLOW
Jonathan studied at the University of Cambridge. He then worked in publishing and digital content production, then later strategy and innovation for a wide range of charitable and public service causes. He has specialised in plain English and turning complex regulations into practical information people can use. More recently, he worked for the UK government’s Money Advice Service (now rebranded MoneyHelper), and after this, the Money and Pensions Service. He worked with leaders from across government, regulators and the “nancial services industry. Together, they created the UK Strategy for Financial Wellbeing. He also worked on the Chartered Institute of Insurance’s Insuring Women’s Futures taskforce. This aimed to understand, and begin to solve, some of the scandalous differences in “nancial outcomes between women and men.
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